We will cover the cost of replacing your tools if they are lost, stolen, or damaged while:

• In transit
• Being loaded or unloaded
• Stored temporarily in your vehicle

This typically includes tools such as:

• Hand tools (e.g. hammers, screwdrivers, spanners)
• Power tools (e.g. drills, saws, grinders)
• Specialist trade tools (e.g. plumbing or electrical equipment)
• Toolboxes and tool storage cases

We will pay up to the amount shown in your policy schedule for each claim.

You can make multiple claims during the policy period, subject to your policy terms and limits.