When you report accidental damage:
- We check whether your home insurance policy includes cover
- Some policies include:
- Limited accidental damage (e.g. fixed glass or sanitary ware)
- Extended accidental damage (sometimes included or an add-on)
What happens next:
- If your home insurer provides the cover,
- → We will pass you to your insurer
If your cover is through the One Insurance accidental damage add-on,
→ One Call Claims will handle the claim
You only need to contact us once—we’ll guide you.