What is Lifestyle Excess Protection?

Scheduled Maintenance: Some services may be unavailable during this time.

Christmas Opening Hours: Please check when you can reach us during the holidays.

Please Note: We’re currently experiencing a technical issue that may affect access to your customer portal. In the meantime, you can still report a claim or breakdown as normal by calling 0203 738 7300.

Unfortunately your broker may be currently experiencing technical issues with their customer portal, which may prevent you from logging in. We apologise for any inconvenience this may cause. Please contact them for any insurance queries and you can report any claims by calling 0203 738 7300.

Please Note: On 25th May 2026, due to the bank holiday, our Customer Services teams will be closed. If you require an update on an existing claim, this is available via your broker customer portal. You can still report a new claim or home emergency by calling 0203 738 7340

Lifestyle Excess Protection is an add-on policy that helps you claim back the excess you pay when making a claim on your:

Motor
Home
Pet
Travel insurance

You can make multiple claims during the policy period, as long as the total amount paid does not exceed the overall limit shown in your policy documents.

Watch Our Quick Guide

Live Chat Issue

Live Chat Error

Our Opening Hours