Credit hire vehicle:
- Provided by an accident management company
- Arranged after a non-fault accident
- Usually similar to your own vehicle
- Provided on a credit basis (no upfront cost)
- Costs are recovered from the at-fault insurer (subject to terms)
Courtesy vehicle:
- Provided by the repairing garage selected by your insurer
- Usually a small/basic car
- Subject to availability
- Only provided if your car is being repaired