If liability has been accepted against you, it may be for a number of reasons.

For example:

• The other driver may have had priority on the road
• The available evidence may suggest you were responsible
• There may not be enough evidence to support your version of events

If no other party is involved (for example, hitting an animal), we are usually unable to recover costs, so the claim is treated as fault.

Our team reviews every claim carefully using the available evidence and aims to reach a fair outcome.