What is tools in transit cover?
Tools in Transit cover protects your tools against loss, theft, or damage while they are: Being loaded or unloaded Transported in your vehicle Temporarily stored in your vehicle
What am I covered for under my Tools in Transit cover?
We will cover the cost of replacing your tools if they are lost, stolen, or damaged while: In transit Being loaded or unloaded Stored temporarily in your vehicle This typically includes tools such as: Hand tools (e.g. hammers, screwdrivers, spanners) Power tools (e.g. drills, saws, grinders) Specialist trade tools (e.g. plumbing or electrical equipment) Toolboxes and tool storage cases We will pay up to the amount shown in your policy schedule for each claim. You can make multiple claims during the policy period, subject to your policy terms and limits.
What is not covered under my Tools in Transit cover?
This policy does not cover: Wear and tear or gradual damage Incidents outside the policy period Items permanently fixed to your vehicle Use of your vehicle for: Hire and reward Racing, rallies, competitions, or trials Theft where: Your tools were not securely stored, or There is no sign of forced entry Personal belongings Indirect losses, such as loss of income due to not having your tools
How do I claim on my Tools in Transit policy?
To make a claim, please email our team at: [email protected] Include your policy details and any supporting documents, such as proof of purchase. Watch Our Quick Guide
Are there any restrictions on my policy?
Yes. For each claim, you are covered up to the limit shown in your policy schedule. We may also ask you to provide proof of ownership or purchase, such as receipts.